Robert Loffink, a Director at Moss Adams LLP, has focused on risk management since 2000. His expertise includes financial management and analysis, loan underwriting, loan review, statistical modeling, capital planning, stress testing, model risk governance, and credit and financial risk management. He leads the delivery of service solutions to financial institutions focused on all areas of risk management. Prior to joining Moss Adams, Robert spent 15 years with one of the largest U.S. banks, where he was critical in implementing several risk management initiatives, including BASEL II and III. He served as deputy director of credit risk assessment and as a senior portfolio manager, responsible for managing all aspects of the credit process for the bank’s municipal loan portfolio.