Underwriting commercial loans requires deep quantitative and qualitative analysis of the borrower. However, public data sets and risk ratings can only go so far in supplementing the quantitative analysis. As a result, commercial credit decisions too often rely on an immense amount of intuition. The best data set lenders have is the data provided by their own borrowers, but not enough banks leverage this data in a valuable way. We will discuss ways in which banks can mobilize this data to aid in commercial credit decisions.
Speaker: Max Blumenthal, CEO, FINCURA